Nationwide has provided a few safe driving tips that can apply to almost any situation, and even if most drivers think these tips are basic, they are still worth going over again. The first tip that Nationwide gives is to stay attentive at all times. Cellphones are a major source of distraction, but so is eating, adjusting the radio and any other activity that takes drivers’ eyes off the road.

Speeding is dangerous as well; among other things, it gives drivers less time to react to emergencies and increases the severity of accidents. All impaired driving must be avoided, including driving when one is drowsy or has had a couple drinks. A “buzzed” driver can still be tested at a sobriety checkpoint and possibly be arrested.

Defensive driving is must. The essence of this is to expect the unexpected and to never assume that drivers will act safely. It’s important to leave a two-second cushion with the car in front, or four seconds in bad weather, and to use caution when changing lanes.

Other safe driving practices include wearing a seat belt and securing cargo that might move when the car is in motion. Items like money for toll fees and garage passes should be within easy reach. Before going, drivers are encouraged to plan ahead, allowing time for calls and food breaks.

From vehicle defects to unsafe roads, a variety of factors can come into play in accidents. When driver negligence is primarily to blame, victims might choose to file a claim against that driver’s auto insurance company. The process can be complicated and usually requires legal assistance. A lawyer may be able to calculate the degree to which the victim was at fault and determine a fair amount for a settlement based on that. He or she may then proceed to negotiations.