Kentucky is one of the strictest states in the country when it comes to dog owners. Under Kentucky’s dog bite statute, an owner is responsible for the damage their dog causes — you generally do not have to prove the dog had bitten someone before, or that the owner knew it was dangerous.
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For more than 20 years, our trial lawyers have gone up against large corporations and their insurers on behalf of seriously injured Kentuckians — including children and families harmed by dangerous animals.
The trial team — Louisville, Kentucky
Most dog bite claims are paid by a homeowner’s or renter’s insurer — and those insurers fight hard to minimize scarring and trauma claims. We prepare every case as if it is going to trial.
Verdicts and settlements won for people seriously injured by the negligence of others, and for families who lost a loved one.
You pay nothing upfront. We advance all costs and collect a fee only if we recover for you.
What we investigate
Most dog attacks are not a mystery — a gate was left open, a leash ordinance was ignored, or a dog with a history was left where it could reach a child. The work is proving who is legally responsible and finding the insurance that pays for it.
Kentucky defines a dog’s “owner” broadly — it can include someone who was keeping, harboring, or caring for the animal, not only the person whose name is on the license. More than one person may be responsible.
Homeowner’s and renter’s policies commonly cover dog bites, and some cover a dog that bit away from home. We identify every available policy, including exclusions the insurer may try to raise.
Animal control complaints, prior bite reports, citations, and neighbors’ accounts of earlier incidents. A documented history strengthens a claim and can support additional damages.
Louisville Metro and most Kentucky counties have leash, confinement, and dangerous-dog ordinances. A violation at the time of the attack is direct evidence that the dog was not being handled safely.
Cases we handle
If you or your child was bitten or injured by a dog anywhere in Kentucky, we can review your case at no cost — including cases where the owner is a neighbor, a friend, or a family member and the claim will be paid by insurance.
Children are bitten most often on the face, head, and neck. These cases need careful handling now and an eye on surgery they may still need years from now.
Lacerations, avulsions, and disfigurement that require plastic surgery and, in many cases, revision procedures over time.
Crush injuries, muscle and nerve damage, degloving, and wounds requiring hospitalization or reconstruction.
Serious wound infections, and the cost and ordeal of post-exposure treatment when a dog’s vaccination status cannot be confirmed.
Attacks by dogs running at large, escaping an unsecured yard, or handled without a leash in violation of local ordinance.
Postal carriers, package couriers, meter readers, utility and repair workers bitten while lawfully doing their job on someone’s property.
Cases involving tenants’ dogs, where a landlord may in limited circumstances share responsibility under Kentucky law.
Wrongful death claims for families who lost a loved one — most often a young child or an older adult.
What to do now
Bite wounds heal and scar, memories fade, and dogs get moved or surrendered. What you do in the first days matters.
Even a puncture wound that looks minor can drive a serious infection, so get treated and follow up. Report the bite to animal control or your local health department — that report starts the rabies observation process and creates an official record. Photograph the wounds before and during healing, and again after they scar.
Get the owner’s name, address, and the dog’s rabies vaccination records, plus the names of anyone who saw it happen. When the homeowner’s insurer calls, you are not required to give a recorded statement. Early offers are often made before anyone knows what the scarring will look like or what surgery will cost.
Animal control files, prior complaints, veterinary records, and doorbell or security footage can disappear quickly, and the dog itself may be rehomed or euthanized. We move to preserve that evidence — and we will review a settlement offer you have already received, at no cost.
Why choose us
For more than 20 years, our trial lawyers have represented injured people in Kentucky and across the nation — taking on Fortune 500 corporations, negligent property owners, and the insurers who defend them.
Dog bite claims are usually paid by a homeowner’s or renter’s policy, not out of the owner’s pocket. We identify every applicable policy and push back on the exclusions insurers raise to deny these claims.
A scar is not finished healing when the insurer wants to close the file, and a child may need revision surgery for years. We work with treating and reconstructive physicians so the claim reflects the whole future, not just today’s bills.
The dog often belongs to a neighbor, a friend, or a relative. We understand that, and we handle these claims in a way that keeps the focus on the insurance policy that exists to cover exactly this.
You pay nothing upfront. We advance all case costs and only collect a fee when we recover compensation for you. There is zero financial risk in calling us today.
Kentucky law — what you need to know
Under Kentucky’s dog bite statute, an owner is responsible for the damage their dog causes. Kentucky does not follow the “one free bite” rule — you generally do not have to show the dog had a history of aggression.
Kentucky’s definition of “owner” can reach a person keeping, harboring, or caring for the dog, and in limited circumstances a landlord who allowed the dog on the property. Identifying everyone responsible often means finding more available insurance.
Kentucky sets strict time limits on injury and wrongful death claims, and they run out faster than most people expect — though the rules differ when the person bitten is a child. Call early so the deadline that applies to your case can be confirmed.
Client testimonials
“The team at Satterley & Kelley did an amazing job representing my family on behalf of our father … The team fought hard and they fought fair, all while preserving our father’s memory. Beyond happy with what they were able to achieve for our family.”
— Todd Boyd
“He was always very professional, compassionate and informative while navigating this situation through its completion … He made me feel my situation and loss were important to him and patiently answered any questions that I had.”
— Kay Davis
“The professionalism and knowledge we witnessed from the Satterley and Kelley Firm is second to none. Wonderful, kind caring individuals. We are forever grateful for their assistance.”
— Vickie Cook
Case results
Millionsrecovered
In verdicts and settlements for injured Kentuckians and their families across a wide range of serious personal injury and wrongful death claims.
See our verdicts & settlements →Prior results do not guarantee a similar outcome. Every case is different, and testimonials reflect the experience of individual clients.
We will honestly evaluate your claim, explain the strength of your case, and outline every legal option available to you — at absolutely no cost or obligation.
Available 24/7 · Free confidential consultation · No fee unless we win