Many Kentucky residents are involved in car accidents each year. In most accidents, people will engage in hard braking in the moments leading up to the collisions. Hard-braking data can be collected by telematics used by some insurance companies such as Allstate. This information is then analyzed by the companies to determine the safety ratings of cities across the U.S.
America’s Best Drivers Report from Allstate ranks the 200 biggest cities in the U.S. by hard-braking and collision data. This information is used as a factor to establish insurance rates for people who live in those cities. The company found a correlation between hard-braking incidents and collisions. On average, Americans experience around 19 hard-braking incidents for every 1,000 miles that they drive and collisions approximately every 10.57 years.
Louisville, Kentucky, was ranked as the 98th safest city in Allstate’s 2019 Best Drivers report out of 200 cities. Drivers in the city averaged 21.4 hard-braking incidents for every 1,000 miles. People in the city also had a shorter time between accidents than the national average at 9.1 years between collisions. These statistics show that more needs to be done to improve safety in the city.
People who are seriously injured in car accidents in Kentucky may want to consult with experienced personal injury attorneys about their rights. Experienced attorneys may review the evidence and explain the legal merits and available options. If they agree to accept a case, the attorneys may complete in-depth investigations to determine liability and work to help their clients recover compensation for their economic and noneconomic losses. Telematics data for vehicles that have it installed may be an important type of data used to determine what happened in the moments leading up to the accident.